Auto Loans

An auto loan is when an individual borrows money and uses his or her vehicle as collateral to guarantee the loan.  Auto loans offer a lower interest rate for borrowers with fair or poor credit.  Click here to see where you qualify for an auto loan.

Springboard Auto

Springboard Auto

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Offers auto financing for new purchases as well as refinancing of current loans.  Best fit for 500-680 FICO score

USAA Auto Loans

USAA Auto Loans

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Very competitive interest rates, especially if receive the extra 0.25% reduction for automatic ACH payments

Finova Financial

Finova Financial

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Finova Financial offers auto equity loans when you have bad credit, need a loan, and own a vehicle.

Lightstream Auto Loans

Lightstream Auto Loans

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Best for borrowers with good or excellent credit who want to compare rates with what the dealer is offering

TMG Auto Title Loans

TMG Auto Title Loans

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Best for consumers who own a car and have a credit score below 640 FICO.

CarFinance.com

CarFinance.com

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Direct lender with terms of up to 72 months; requires monthly income of $2,000.  Best for borrowers with lower credit scores.