Balance Transfer
A balance transfer is when you shift all the debt you owe (aka the balance) on one credit card or loan at a higher interest rate – over to a different credit card at a lower interest rate. Some of these credit cards even offer an introductory offer of 0% APR for anywhere from 6 to 21 months.
Chase Freedom Unlimited Credit Card
Go to Site Read ReviewThe card is best for consumers with less than $4,000 of debt to transfer and who will be spending on the card monthly to benefit from the rewards
BankAmericard Credit Card
Go to Site Read ReviewBest for individuals with good credit (650+) who are looking to transfer and pay down existing credit card debt
Chase Slate credit card
Go to Site Read Review15 month 0% intro. Ranked as the best balance transfer card consecutive four years in a row from 2011 - 2014 by CardRatings.
HSBC Gold Mastercard
Go to Site Read ReviewBest for individuals who have a minimum 680 FICO, are having trouble paying current credit card bills, and don’t have only a small balance to transfer. One of the only cards offering 0% on new purchases.
US Bank Cash 365
Go to Site Read ReviewBest for individuals with excellent credit (720+) who have existing debt to transfer, but they pay off their balances every month.