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CashUSA

February 19, 2018 by Leave a Comment

cashusa reviews

CashUSA

CashUSA is a loan matching website targeted towards consumers with Good or Poor credit.

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3.8
Our Score

  • The Good
  • The Bad
  • The Summary
  • Reviews

Home › Review › Loans › Payday & Installment Loans › CashUSA

The Good

  • High success-rate in matching with a lender
  • Quick funding
  • Options up to $10,000

 

CashUSA is not a lender itself.  It is a loan matching site that assess a borrower’s personal information and credit situation and matches him or her with a lender who will qualify that borrower.

 

Because they have a very large network, they are likely to find a lender for most consumers filling out the application form on their website.  Their lender network is a mix of all types of lenders, from personal loans to installment to payday to auto title loans.  Most of their lenders can fund in 48-72 hours and all do it electronically, meaning they deposit the money into your checking account.  That does mean, however, that you need to have a checking account (this is true with any online lending platform you will use).

 

Because they have lenders that offer personal loans to borrowers with credit scores in the 600 and 700 ranges, they are able to loan up to $10,000.  This is higher than some loan matching sites, but still lower than the maximum on other matching sites like EVEN Financial and certainly lower than the $40,000 maximum of Lending Club.

 

The Bad

  • High success-rate in matching with a lender
  • Quick funding
  • Options up to $10,000

 

CashUSA is not a lender itself.  It is a loan matching site that assess a borrower’s personal information and credit situation and matches him or her with a lender who will qualify that borrower.

 

Because they have a very large network, they are likely to find a lender for most consumers filling out the application form on their website.  Their lender network is a mix of all types of lenders, from personal loans to installment to payday to auto title loans.  Most of their lenders can fund in 48-72 hours and all do it electronically, meaning they deposit the money into your checking account.  That does mean, however, that you need to have a checking account (this is true with any online lending platform you will use).

 

Because they have lenders that offer personal loans to borrowers with credit scores in the 600 and 700 ranges, they are able to loan up to $10,000.  This is higher than some loan matching sites, but still lower than the maximum on other matching sites like EVEN Financial and certainly lower than the $40,000 maximum of Lending Club.

 

The Summary

CashUSA has a wide network of lenders and great national coverage, so they are likely to find you a loan.  And their website is good.   But you may not get the lowest rate.  Unless you have had a lot of trouble being approved elsewhere, CashUSA is probably not your best get.

 

Are you having trouble with current debt payments?  Download our free guide, The 8 Hour Debt Takedown, to learn how to decrease your debt payments and increase your credit score.

 

Ratings Breakdown

Loan Amount$500-10,000

Max Length1-36 months

Credit Score0-699 FICO

APR Range24.99 - 400.9%

AvailabilityAll 50 states

Year Founded2010

Review Last Updated: February 19, 2018

How We Rate

BrightRates provides unbiased reviews to help consumers make better financial decisions. We are serious about the editorial integrity of our reviews.

If you see a fact that is misprepresented, please contact us.

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THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any application fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lending platforms and attempt to match you with a lending platform. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lending platform or approved for a loan. The lending platform may perform a credit check or otherwise verify the information you provide. Not all lending partners offer loans up to the advertised amount and not all lending platforms can provide you with the loan amount you requested. Loan amounts are determined by the lending platform based on individual creditworthiness. All financial terms of the loan will be provided to you by the lending platform. Loan terms, conditions, and policies vary by lending platform, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lending platform directly. In some situations, faxing or emailing of documents may be required. Cash transfer times may vary between lending platforms and may depend on your individual financial institution. Loan repayment periods could vary by lending platform and location. Not all applicants will meet the lending criteria to qualify for a loan. Borrow Responsibly – A short-term loan is ideally used for short-term financial needs only, not as a long-term financial solution. Late or missed loan payments may be subject to increased fees and interest rates. lending platforms may use collection services for nonpayment of loans. We recommend seeking credit counseling if you have financial difficulties.