Personal Loans

An unsecured personal loan is a loan where you receive cash without any asset that you have to present (i.e. home, car, gold).  The lender is lending to you solely based upon the likelihood that they believe you will pay the loan back. Personal loan providers must be licensed in specific states and many only lend for specific reasons.  Click here to get pre-approved and compare rates.

Lending Club

Lending Club

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Sweet spot is for borrowers with 620 credit or better.  Lending Club has facilited over $28 billion in personal loans since 2006.  Lends in all states except West Virginia and Iowa.

BadCreditLoans.com

BadCreditLoans.com

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Loan matching service for those with credit scores with "bad credit," meaning below 600.

Marcus loans by Goldman Sachs

Marcus loans by Goldman Sachs

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Good for consumers with a fair or good credit score (>640 FICO) who need to consolidate debt at a lower interest rate or take out a personal loan.

Elastic LOC (from Elevate)

Elastic LOC (from Elevate)

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Elastic is a bank issued line of credit (LOC) for borrowers with poor credit.  Borrowers have a maximum they can borrow at any time and pay off at any time within the 10 month period.

Guide to Lenders

Guide to Lenders

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Guide to Lenders is a loan comparison website that services all credit scores, but it is best-suited for consumer with 350-680 FICO scores.

CashUSA

CashUSA

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CashUSA is a loan matching website targeted towards consumers with Good or Poor credit.