An unsecured personal loan is a loan where you receive cash without any asset that you have to present (i.e. home, car, gold). The lender is lending to you solely based upon the likelihood that they believe you will pay the loan back.Personal loan providers must be licensed in specific states and many only lend for specific reasons. Click here to get pre-approved and compare rates.
LendingPointGo to Site Read Review
LendingPoint is ideal for borrowers in the 600-690 range, but the company focuses on the overall creditworthiness of the borrower and not just credit score alone.
UpstartGo to Site Read Review
Upstart is a peer-to-peer personal loan provider with a focus on younger clients, typically those with a solid education and future earnings potential.
PayoffGo to Site Read Review
Payoff, Inc. is an online lender that offers loans to repayprimarily for the purpose of repaying credit card debt. It differentiates itself from the competition by offering interactive financial tools and an approach that focuses on their customers’ overall financial wellness.
Sofi personal loansGo to Site Read Review
Terrific option for borrowers with credit scores above 680 looking to decrease student loan payments or consolidate credit card debt.
Lending ClubGo to Site Read Review
Sweet spot is for borrowers with 620 credit or better. Lending Club has facilited over $28 billion in personal loans since 2006. Lends in all states except West Virginia and Iowa.
BadCreditLoans.comGo to Site Read Review
Loan matching service for those with credit scores with "bad credit," meaning below 600.