Personal Loans

An unsecured personal loan is a loan where you receive cash without any asset that you have to present (i.e. home, car, gold).  The lender is lending to you solely based upon the likelihood that they believe you will pay the loan back. Personal loan providers must be licensed in specific states and many only lend for specific reasons.  Click here to get pre-approved and compare rates.

LendingPoint

LendingPoint

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LendingPoint is ideal for borrowers in the 600-690 range, but the company focuses on the overall creditworthiness of the borrower and not just credit score alone.

Upstart

Upstart

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Upstart is a peer-to-peer personal loan provider with a focus on younger clients, typically those with a solid education and future earnings potential.

Payoff

Payoff

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Payoff, Inc. is an online lender that offers loans to repayprimarily for the purpose of repaying credit card debt. It differentiates itself from the competition by offering interactive financial tools and an approach that focuses on their customers’ overall financial wellness.

Sofi personal loans

Sofi personal loans

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Terrific option for borrowers with credit scores above 680 looking to decrease student loan payments or consolidate credit card debt.

Lending Club

Lending Club

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Sweet spot is for borrowers with 620 credit or better.  Lending Club has facilited over $28 billion in personal loans since 2006.  Lends in all states except West Virginia and Iowa.

BadCreditLoans.com

BadCreditLoans.com

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Loan matching service for those with credit scores with "bad credit," meaning below 600.