Balance Transfer
A balance transfer is when you shift all the debt you owe (aka the balance) on one credit card or loan at a higher interest rate – over to a different credit card at a lower interest rate. Some of these credit cards even offer an introductory offer of 0% APR for anywhere from 6 to 21 months.
Wells Fargo Platinum Visa Card
Go to Site Read Review0% APR offer for 18 months; best for borrowers with a 690 FICO score or better and debt of less than $10,000
Discover IT Balance Transfer Card
Go to Site Read Review0% introductory offer for 18 months - an extremely strong offer from a very highly rated company. Ideal for applicants with a 700 FICO score or higher, but as low as 680 can qualify if you have sufficient income.
Citi Simplicity credit card
Go to Site Read ReviewOne of the longest 0% balance transfer introductory offers at 21 months; requires a minimum FICO of 700.
Citi Diamond Preferred credit card
Go to Site Read ReviewGreat card for consumers with very good credit (+700 FICO) who need to pay off existing debt. The 21 month 0% introductory offer is among the longest available
AmEx Everyday credit card
Go to Site Read ReviewA recently upgraded balance transfer / rewards card best for those with a credit score over 700, able to pay off existing debt, and making new purchases.
Citi Double Cash Card review
Go to Site Read ReviewBest for consumers with a 690 credit score or better and a balance that they believe they will definitely pay off within 18 months.
