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You are here: Home / Archives for Debt Reduction / Debt Consolidation

Debt Consolidation

How to reduce your debt payments when your credit is Good (+700)

June 19, 2018 by jordan.linville Leave a Comment

How to reduce your debt payments when your credit is Good (+700)

How to reduce your debt when your credit is good (700+)

Filed Under: Debt Reduction, Debt Consolidation

Balance Transfer Cards vs Debt Consolidation Personal Loans

May 30, 2018 by jordan.linville Leave a Comment

Balance Transfer Cards vs Debt Consolidation Personal LoansIf you have debt, you’re not alone.  The majority of Americans have debt, and paying it down is not easy.  In fact, in a CBS News report on Moneywatch¸73% of Americans were reported to be in debt with an average total balance of $12,875.  Around 68% of these individuals had credit card debt, followed by [...]

Filed Under: Personal Loans, Debt Consolidation

What’s the different between Debt Settlement vs Debt Consolidation?

January 29, 2018 by jordan.linville Leave a Comment

What’s the different between Debt Settlement vs Debt Consolidation?

Debt consolidation and debt settlement are two completely different strategies used by individuals to reduce current debt payments, and they can be used separately or together. 

Filed Under: Debt Reduction, Debt Consolidation, Debt Settlement

How to reduce debt payments when your credit is OK (between 580-699)

December 20, 2017 by jordan.linville Leave a Comment

How to reduce debt payments when your credit is OK (between 580-699)

How to reduce your debt when your credit is ok (580-699)

Filed Under: Debt Reduction, Debt Consolidation

How to lower your credit card monthly payments with debt consolidation

October 18, 2017 by jordan.linville Leave a Comment

How to lower your credit card monthly payments with debt consolidation

Debt consolidation means taking all outstanding debt you have at various interest rates, and moving it down to a lower interest rate. This saves you money each month. For example, if you had $10,000 in credit card debt at a 27.8% APR rate, you could pay $548 per month and have it paid off in two years. However, that will cost you $3,148 in interest payments. If you were able to move this loan to a 12.0% interest rate, you could save $1,850 in interest payments.

Filed Under: Debt Consolidation, Debt Reduction

Best loans for borrowers with bad credit

September 12, 2017 by jordan.linville Leave a Comment

Best loans for borrowers with bad credit

If you’ve had a few late payments, non-payments, or other negative items on your credit report, then you need to find a lender who will approve you, transfer cash quickly, and offer an interest rate you can afford.  You need to know exactly what you’re paying, whether it’s origination fees, early termination fees, or monthly payments.  Unfortunately, companies who offer loans to people with bad credit are the most likely to hide these fees.

Filed Under: Loans, Debt Consolidation, Debt Settlement, Tax Debt

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